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Subrogation at Scale for Fully Insured Health Plans

For fully insured carriers managing large, diverse populations, subrogation can quickly become a source of inefficiency and member dissatisfaction. Intellivo solves that.

We deliver high-performance subrogation across high-volume caseloads — maximizing recoveries while minimizing disruption. Our technology-driven approach integrates seamlessly with your operations, protecting plan assets without creating friction for your members or internal teams.

Insurance professional

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Expert Navigation of State-by-State Subrogation Rights

Fully insured health plans face a patchwork of state-specific subrogation laws, each with its own protections, restrictions, and limitations. Intellivo’s intelligent systems and legal expertise ensure you don’t leave recoveries on the table – or risk noncompliance.

We’ve built a framework to navigate this complexity with precision, applying the correct strategies, documentation, and timing for each jurisdiction. The result? Consistent recoveries, minimized legal exposure, and member-friendly execution across every state you serve.

Meaningful Impact, Measurable Results

These are the outcomes our clients care about most — and where Intellivo consistently delivers.

More Dollars Back

We don’t just maximize recoveries — we identify more valid cases up front, driving greater financial return without increasing workload.

No Member Disruption

Put an end to member complaints. Our approach eliminates questionnaires and confusing outreach, reducing call volume and improving the member experience.

White-Glove Service

Get fast, responsive support and total visibility from intake to recovery — so you’re never in the dark.

A Partner Fully Dedicated to Your Success

At Intellivo, we don’t just understand your subrogation challenges — we’re built around solving them.

Health insurers benefit from a true partnership: one that delivers dedicated support across every function critical to consistent, compliant recoveries. From day one, you’ll feel the difference of working with a team that’s fully aligned to your goals — responsive, informed, and relentlessly client-focused.

With Intellivo, you receive:

  • A Dedicated Executive Sponsor
  • A Named Account Team Leader
  • A Customer Response Team that knows your business
  • Seamless Onboarding with minimal lift
  • Robust, On-Demand Reporting
  • Deep Legal and Compliance Expertise across all plan types and jurisdictions
Meet Your Ideal Subrogation Team

Superior Security Standards

A data guardian you can rely on

Our commitment to compliance extends beyond checkboxes. For subrogation partners working with national insurance carriers, trust hinges on rigorous data security. Intellivo meets that standard with HIPAA, SOC 2, and ISO 27001 certifications — ensuring full protection at every step of the recovery process.

ISO 27001 Certified Seal with the Words ISO 27001 Certified

We wanted to see what we missed in terms of cases and recoveries, and Intellivo’s analysis was compelling. Now we’re getting higher recoveries than we’ve ever had.

— Claims Manager, Major Health Insurer

See Our Results

More About Who We Serve

Taft-Hartley Plans →

Intellivo is the trusted, go-to subrogation partner for union-affiliated, self-funded multi-employer health plans across the U.S. Supporting and protecting plan members is at the heart of what we do.

Self-Funded Employers →

For nearly 30 years, Intellivo has helped employers maximize recoveries without burdening members or internal teams. Our full-service solution ensures every opportunity is pursued with precision.

Recover More. Stress Less. Let’s Talk.

Subrogation doesn’t have to mean disruption. Intellivo delivers better results — for your plan, your team, and your members

Measure Your Performance