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Subrogation, Reinvented: Higher Recoveries. Zero Member Disruption. Full Transparency.
Subrogation has long been treated as a back-office function — manual, reactive, and full of friction. Too often, it’s plagued by missed opportunities, frustrated members, and administrative burden that weighs down teams without delivering consistent results.
At Intellivo, we take a fundamentally different approach.
We combine intelligent technology with experienced human insight to modernize every aspect of the subrogation process. From identifying more claims to managing them more efficiently — all without ever contacting your members — we help health plans and payers turn subrogation into a strategic asset.
Explore how we deliver higher financial results, seamless member experiences, and smarter operations.
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We believe that superior financial outcomes are possible without plan member disruption. We’ve proven it to our clients.
No Plan Member Frustration and Confusion
We identify claims using external data sources, so your members are never contacted or disrupted.
No Dependency on Members’ Additional Information
Uncover small-dollar and overlooked claims through real-time, data-driven identification — and recover what others miss.
No Unnecessary Time Delays Before Subrogation Pursuit
We automate the time-consuming work like lien building and case tracking so your team can stay focused on higher-value tasks.
No cherry picking. No minimum dollar value.
Every case is handled by experienced negotiators and tracked through a live client portal — no guesswork, no black boxes.
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Who is Intellivo?
Intellivo is a modern subrogation services provider that helps health plans, TPAs, and payers increase recoveries through a smarter, technology-first approach.
We eliminate the need for member contact, automate subrogation workflow, and identify more reimbursable claims — including small-dollar cases that are often overlooked.
From claim identification to full lien aggregation and strategic settlement, Intellivo delivers stronger financial outcomes without increasing administrative burden or member abrasion.
Empowering You with Subrogation Knowledge
Whether you’re new to subrogation or looking to stay ahead of industry shifts, our resource center is designed to help. We break down the fundamentals, share best practices, and offer insights from the front lines of healthcare claims recovery—so you can make informed decisions with confidence.
Explore our Subrogation 101 guides, stay current with Industry Insights, and get clear answers to common questions in our FAQ section. Intellivo believes in making the complex simple—and that includes education.
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Results that Speak for Themselves
59.75%
average improvement in year-over-year recoveries
99%
Health plans preferred choice retention
XX%
increase in cases pursued
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Intellivo turns data into connected intelligence to identify subrogation opportunities in real-time.
Intellivo turns data into connected intelligence to identify subrogation opportunities in real-time.
Intellivo turns data into connected intelligence to identify subrogation opportunities in real-time.
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How We Increase Financial Results
Discover how we consistently drive higher reimbursement outcomes through comprehensive case identification and intelligent negotiation strategies…
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How We Completely Eliminate Member Contact
Learn how our no-member-contact process preserves satisfaction and strengthens plan loyalty while still capturing every dollar owed…
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How We Empower Our Clients
Explore how Intellivo eliminates the administrative grind through automation, data intelligence, and real-time visibility …
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We Find and Pursue More Subrogation Opportunities
Why Reliance on Obvious Subrogation Indicators Misses Claims Eligible for Recovery
In traditional subrogation processes, critical reimbursement opportunities often slip through unnoticed. Health plans relying solely on ICD or CPT codes rarely capture the full picture of an injury’s cause, leading to unclaimed recovery dollars . Without visibility into how the injury occurred — whether through an auto accident, workplace incident, or property liability — many valid cases are never pursued.
How Intellivo’s Subrogation Recovery Technology Improves Case Identification
Gaps in information lead to missing claims eligible for recovery. Intellivo’s advanced case identification engine changes the game.
We cross-reference internal claims data against external accident reports, court records, insurance databases, and more — ensuring every potential third-party liability case is flagged and validated.
With our automated process, health plans surface opportunities traditional methods routinely miss, without relying on member questionnaires or guesswork.
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The Future of Subrogation Starts with Intelligence
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Featured Testimonial
Intellivo uncovered millions in missed recoveries and eliminated our member complaint volume. We didn’t realize how much we were leaving behind.
— VP of Member Services, Regional Health Plan
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“Since partnering with Intellivo, our member complaint volume around subrogation has dropped to zero — and our recoveries have never been stronger.”
— VP of Member Services, Regional Health Plan
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How We Deliver Better Subrogation Outcomes
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Recover More. Stress Less. Let’s Talk.
Subrogation doesn’t have to mean disruption. Intellivo delivers better results — for your plan, your team, and your members
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Recover More. Stress Less. Let’s Talk.
Subrogation doesn’t have to mean disruption. Intellivo delivers better results — for your plan, your team, and your members
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Recover More. Stress Less. Let’s Talk.
Subrogation doesn’t have to mean disruption. Intellivo delivers better results — for your plan, your team, and your members