Recover More. Stress Less. Let’s Talk.
Subrogation doesn’t have to mean disruption. Intellivo delivers better results — for your plan, your team, and your members
Traditional subrogation practices damage the very relationships that health plans work so hard to protect.
Member questionnaires, repeated calls, and confusing letters can lead to frustration, distrust, and a flood of complaints to customer service.
Intellivo eliminates this outdated, disruptive model.
How We Completely Eliminate Member Contact
Traditional subrogation practices damage the very relationships that health plans work so hard to protect.
Member questionnaires, repeated calls, and confusing letters can lead to frustration, distrust, and a flood of complaints to customer service.
Intellivo eliminates this outdated, disruptive model.
In this section
Sending subrogation questionnaires to injured plan members has been standard operating procedure for so long that we overlook the simple fact that very few are ever returned. When they are, they seldom have enough detail to secure actual recoveries.
Through advanced claims analytics and third-party data cross-referencing, we validate subrogation opportunities without ever contacting the member.
No frustration. No confusion. Just seamless financial recoveries — while preserving member loyalty and satisfaction. Here’s how we deliver higher recoveries without disrupting your members.
The sooner you identify a case, the better the outcome. Yet traditional member questionnaires rarely get returned — industry data shows response rates below 15%.
Delays in getting critical information from members can stall subrogation efforts for weeks or even months, shrinking recovery windows and increasing administrative overhead.
Intellivo eliminates these delays entirely.By independently gathering and cross-referencing injury details from trusted external sources, we fast-track case validation and recovery efforts without ever depending on member input.
The result: faster identification and no wasted cycles chasing unreturned questionnaires.
Repeated subrogation outreach not only frustrates members — it also overwhelms customer service teams, who must spend valuable time fielding angry calls, explaining confusing letters, and mitigating damage to the member relationship.
The last thing you need is frustrated members going to HR for answers.
Our subrogation process eliminates member abrasion and strengthens the trust your plan was built on.Service teams stay focused on supporting members proactively, rather than reacting to avoidable frustration.
Plans maintain — and even enhance — member loyalty while optimizing financial recoveries quietly and effectively behind the scenes.
Subrogation doesn’t have to mean disruption. Intellivo delivers better results — for your plan, your team, and your members